2021 Summer – Personal Finance for Youth by Mezo Inc.


“What’s the best way to manage my money?”

“How do I use a credit card?”

“Should I rent or buy a house?”

All too often, schools fail to teach students the financial skills that are necessary for adult life. This one-week class aims to teach students the foundations of personal finance and its important real-world applications. Students will come out of the class with a better grasp on financial decision-making, building wealth, and pressing socioeconomic issues.

The class will use Nearpod, an educational platform that allows for greater interaction and engagement between the teacher and students. Through Nearpod, the students will be able to participate in collaborative discussions, gamified quizzes, simulation games, and group case studies.

Outline of Class Topics:

Day 1: Introduction to Personal Finance

    • Financial Literacy and its Significance
    • 6 Key Pillars of Financial Literacy


Day 2: The Banking System

    • Saving Money
    • Simple vs. Compound Interest
    • Interest Rates
    • Types of Bank Accounts & Payment Options


Day 3: Time Value of Money

    • Present & Future Value
    • Perpetuities
    • Loan Decision-making


Day 4: Loans & Credit

    • Types of Loans
    • Credit – Credit Scores/Credit Cards/Credit Reports
    • Predatory Lending


Day 5: Investment

    • Role of Investing in Personal Finance
    • Types of Investment Vehicles
    • Retirement Planning

Course Features

  • Grade G6-G9
  • Max Enroll 40
  • Class Time 10:45 am - 11:45 am EST, 7/5 - 7/8 (4 sessions)
  • Class Location Online
Free with any paid class

Ryan Wang is a rising high school senior at Greenhills School. He is immensely interested in economics and finance and has been studying the fields since 8th grade. Ryan’s studies has allowed him to co-found the Economic Club at his school (where he led teams to excel in economic and finance competitions), conduct and publish research on finance, and start Mezo Inc.—a nonprofit organization dedicated to teaching financial and economic literacy. His work in the organization has given him over a year’s worth of experience in teaching and working with students in his fields of interest.

Free with any paid class